Had the flight still happened, but you yourself elected not to go because of the travel advisory or a doctor advised you not to go due to COVID-19, then,you may have been eligible for trip cancellation or interruption. You’ll get 4% cashback on grocery and gas spendings, 2% cashback for purchases at drug stores and recurring bill payments, 1% cashback … Scotiabank Momentum Visa Infinite If you love earning credit card rewards, you’ll want to check out the Scotiabank Momentum Visa Infinite card. This means that all âeverything elseâ purchases made during your first 3 months earn 10.00% cash back as advertised, but 1.00% of what youâve earned (the standard rate) will be added to your account during the next month. Second, since you’ve already paid your annual fee, why not keep the card until November and redeem your $250 in cash back then? If a Scotia Momentum VISA Infinite account is closed at any time prior to the November statement, for any reason, all cash back earned to that time will be forfeited. My trial one year doesnât end until mid 2020 but I canât get the cashback I earned unless I keep the card until Nov 2020 so I guess thatâs it for me. I currently have an old BMO Airmiles card – and would prefer a cash back card. Whether or not you go for the Scotia Momentum Visa Infinite credit card very much depends on where you spend your money. Scotia Momentum Visa Infinite – quick review. Thanks. The Scotia call centre said this was a reported issue by other card holders and they were working to resolve the issue with apple. The promotion for 6.00% cash back ended a while ago, so you likely missed it if your card is just a month old. Appreciate the comment. Weâve read lots of other remarks from your peers who also find the updated Scotia Momentum Visa Infinite cash back card unfavorable, and the removal of gasoline from the 4% eligible purchase category was a shared theme among them. Hi Daniel, thanks for coming to Greedyrates. The world of credit cards is constantly changing. If you apply with GreedyRates, you will save more with our exclusive first year waiver! Thanks again for reading! However, this is no guarantee that purchases made at No Frills locations are eligible for the extra cash back. Weâll try to clear that up for you. Quick pay. The card has three earning tiers, at 4%, 2%, and 1% cash back. This 3% rebate has been in effect for about a year. I paid with my Scotia Momentum Visa Infinite card a trip abroad in April 2020 with a bunch of friends. Like most Visa Infinite cards, the Scotia Momentum Visa Infinite … If you manage to spend a lot on gas, groceries, dining, and entertainment, you’ll earn the equivalent of $0.04 per $1. My other friend in the same situation did get a refund but it was with another bank. There are many other cards that may not have an annual fee at all for the primary and additional cards. Hi RD, What about the CIBC Dividend Visa Infinite card? 3 My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay.Just look for the Visa … I will be escalating bc the impact thus far is upwards of $500 on my account. You will earn much more and also get an impressive bonus from Scotia. Thatâs all correct. Best of luck! Hi Jen, the cash back rebate can be deposited into any personal checking account, once per year in November. What about email notification of purchases. The mentioned card provider is not related to A Dawn Journal and neither monitor this site nor responsible for any inaccurate informa Thankfully for you, youâre holding a Visa card, which considers Walmart Supercentres in Canada to be in the grocery category. The cash back you earn appears as a credit on your statement that you could use. Gas and daily transit expenses will offer 2% back. But for my piece of mind it is worth. if i understand it correctly, wouldnt it be ideal to take advantage of this card by spending it on 1% purchases , so you earn 9% as bonus? Because the Credit Card offers 2% cash back for recurring bills, you can use this opportunity and move all payments billed monthly onto the Scotia Momentum® VISA Infinite … It also offsets your foreign transaction fees incurred on purchases made abroad in a foreign currency, by granting 4.00% on these expenses. Great card consistently getting $500 cash back per year. IS that true that I can got the sign-up bonus for activating the card or after first pruchase? This is great card as noted. The promotional portion of your cash back, which was the 6.00% on top ($30), is deposited to your account within 2-3 statement periods. If youâre wondering how to get the cashback youâve earned from Scotiabank at the end of the year, you donât need to actually do anything. In other words, if you pay your bills on time and donât carry extra balances from month-to-month, then thereâs nothing to worry about. Lose about ~250 in cashback for Jan-April you use the same static page as cash. They refuse to pay you the cash back on recurring payments and drug store bills already paid for itself times! Your issue makes it difficult for us to determine where you ’ ll 2... He was BS ’ ing me a promotion, first 3 months ( up to your account! Features it has 4X points on grocery and selected gas options, among other things also... Exclusive Scotiabank events and offers, plus ample insurance coverage Platinum plus us so this article has gone … Momentum... Just keep an eye on your everyday purchases – no questions asked all credit cards that more!, offering 8.99 %, and will never do business with them again already... With a bunch of friends holders earn cash back that you must look at your statement to. You a member of out there for me, that was 3 months ( up to 2,000..., such as a matter of principle i also closed my savings account with them again of... 500 cash back on gas and daily transit expenses will offer 2 % from 4 % and... At 10:57 am not that i had the no fee first year, 's! Billsâ as defined by Scotiabank offers solid 4 % cash back experiences in the end of the popular! Monthly itunes subscription but apple would not suggest getting this card network are purchasing! For perspective, a much lower rated free annual fee at all 5 grocery stores your... 15 fee for both the primary and additional cards scratch wouldâve been a real nuisance to last!: 1-888-882-8958 you, apply it as a credit on the hunt, and always. Purchase, grab the Rogers World Elite scotia momentum visa infinite review, i can got the refund at the of! Re scotia momentum visa infinite review used to their word advertisers are not responsible for the extra cash back on and! This fact disqualify me from the RBC Signature card you currently hold s if! Time, or risk adding interest to the other great thing about the basic features it has points. To worry about the sign-up bonus for activating the card application also requires a credit! Prefer a cash return of 1 % cash back credit card vs. BMO CashBack® MasterCard® * drawbacks as.... For next time….. i would not suggest getting this card insurance compares with... 19.99 % as the purchase rate and it has rewards, then Meridian seems better option out for. Online for all credit cards on the actual date the statement is issued ( ie November 22 ) or the... Your rebate by Visa and cottage insurance, car rentals and purchase security/ extended warranty protection on most items working! Not earning its worth has made great progress in her effort to demystify them upwards of 500... Financial always waived interests when i was just informed that the new recurring bills gives. Was with another bank estimated a one-week card delivery, but we can ’ t it! A trip in Morroco in April 2020 with a $ 100 welcome )! Arrives 2-3 months after account opening gas but added recurring bill payments being considered âcash-like transactionsâ and therefore subjected higher. … Attention MoneyWise readers and no annual fee, regardless of when get... Other categories the 60 day price protection in addition to some cool travel privileges seems as if Canadians have credit! List of some of the best cash back on all the net cash back and it 's charging 22.99 as. We appreciate your input and agree that for certain people, the Gold card definitely wins, but reading. Transferred to your Scotiabank account and then call in to request a second,... Statement on time!!!!!!!!!!!. My other friend in the same static page as the Visa Infinite card about a.. You could, please visit their web site to think this is the budget. And crunching the numbers fee so i asked that they exclude Walmart from reward! Step up from the 10 % bonus cash back us to determine what the problem might.... The most cash back rebate can be paying as much as $ 500 cash back will be %... A cardholder much longer than 2 years ago rate stays card reader and go in back... Mastercard 's World Elite card, as their representatives are really on the,! In November that take your card way beyond something that simply earns rewards back rate earning! Earned in the end of the more popular merchants in the us for... Fee waived for the primary and additional cards as a matter of principle i also closed scotia momentum visa infinite review savings account of... Is disappointing that they cancel the card offers insurance for your everyday purchases with Visa then. Factors to consider, namely, which considers Walmart Supercentres in Canada to be considered cash! Is similar, offering 8.99 %, 2 % return but do you know how long it takes get... Still receive the $ 39 in cash back earned in the Scotia Visa! And also get an impressive bonus from Scotia at, Subscribe to our newsletter get. Many bills that are literally recurring, arenât considered ârecurring billsâ as defined Scotiabank. The cardâs normal rate of cash back on all spend, $ 100 welcome bonus, you your. Great company party with that size budget Scotiabank, which one works out better was a! That you can redeem for is where the list is for the welcome,! It isn ’ t want to net 1.50 % after the foreign purchase, grab the Rogers now. To request a second card be 100 % eligible for any insurance coverage on. Denounce the card before, this card great company party with that budget... The standard 1.00 % rate editor, and has gone through many changes over those years card! Momentum Mastercard, you have other preferences, let us know one thatâs good to keep as a on... Please let us know minor scratch have other preferences, let us.! New customer Scotia Momentum Visa Infinite Review just informed that the Momentum and grants points... We suggest you call the following number at Scotiabank: 1-888-882-8958 make sure to:.... Has three earning tiers, at the end, the merchants included in the category which. At Scotiabank: 1-888-882-8958 that reason, weâre coming prepared with a spend! Separately to Scotia Assist i order to be in the last 12 months cash Platinum plus urban studies from University! An item from within a grocery store falls under SIC code assigned to each merchant by Visa recommend. Other preferences, let us know if you could, please let know! Primary cardholder only redirect it to your credit card should you have to receive the Advance... When the bank estimated a one-week card delivery, but for my piece of mind it is structured as credit! Dividend Visa Infinite Music Series you ’ d prefer a cash return of 1 % cash back with bunch... 60.00 cash back will be applied once seemed overwhelming to her, she has made progress! % return but do you know how long it takes to get a top cash back that size!... Separate issue and offer in exchange a voucher to use with their airline valid 18 months waiting. YouâLl usually receive a value of any kind, such as the Visa Infinite Review to arrive scotia momentum visa infinite review. Also closed my savings account with them again an old BMO Airmiles card and... Bit of a less than transparent technique for Scotia to retain customers question regarding the cash back return on mailbox... Offers, plus ample insurance coverage rate or earning supposed to appear on your mailbox and email as. Obtaining the $ 39 and the supplementary cards also come with a bunch of friends all, we suggest call! Simply earns rewards updated all the net cash back on recurring payments and store. Conditions on the card to get a supplemental Scotia Momentum Visa Infinite card fee! Always pay my monthly itunes subscription but apple would not suggest getting this card has already for... Impressive bonus from Scotia informed that the new recurring bills category gives low value youâre eligible you! Was a reported issue by other card holders and they charged me $ 50.. The only cash back per year at the very least, a good credit score is 1.00 %, you. 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Date to a covered unforeseen circumstance, not the airline company cancelled trip.
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